Resources

• Articles

  • Cash Management

    • What Are Some Tips for Managing My Money?
    • What Cash Management Tools Are Available?
    • How Do Money Market Mutual Funds Work?
    • What About Financial Aid for College?

  • Estates & Trusts

    • What Key Estate Planning Tools Should I Know About?
    • How Can a Living Trust Help Me Control My Estate?
    • What Are the Pitfalls of Probate?
    • How Can My Gift Benefit Me and the Charity?
    • How Will I Pay Estate Taxes?
    • What Gifting Strategies Are Available to Me?
    • What Is the History of the Federal Estate Tax?

  • Investing

    • What Are Dividends?
    • What Is an Exchange-Traded Fund?
    • How Are Growth and Value Stocks Different?
    • How Are Mutual Funds Taxed?
    • What Is Stock?
    • What Is Diversification?
    • What Do Bond Ratings Mean?
    • How Do Mutual Funds and Stocks Differ?
    • What Is a Mutual Fund?
    • What Is a Closed-End Fund?
    • What Is a Mutual Fund Load?
    • What Is an Annuity?
    • What Is the Difference Between a Fixed Annuity and a Variable Annuity?
    • What Investment Risks Should I Know About?
    • What Are the Different Classes of Assets?
    • What Is Asset Allocation?
    • How Can I Save for My Child’s College Education?
    • What Stock and Bond Investing Alternatives Do I Have?
    • What Is Dollar-Cost Averaging?
    • 529 Lesson Plan: High Scores for 529 Plans

  • Retirement

    • What Is a SEP IRA?
    • What Is a SIMPLE?
    • What Is an IRA Rollover?
    • What Is a Roth 401(k)?
    • What Is a Profit-Sharing Plan?
    • What Is a Money Purchase Pension Plan?
    • What Is a 403(b) Plan?
    • Why Do People Buy Annuities?
    • What Are Annuity Living Benefits?
    • How Much Do I Need to Save?
    • What Does the Changing Pension Landscape Mean for Retirement?
    • Unforgettable Birthdays
    • Should You Bank Your Retirement on Your Business?
    • Will Social Security Retire Before You Do?
    • How Can I Estimate My Future Social Security Benefits?
    • What Is an Indexed Annuity?
    • What Are My Retirement Plan Distribution Options?
    • Save Now or Save Later?

  • Risk Management

    • Why Purchase Life Insurance?
    • What Is Property and Casualty Insurance?
    • Do I Need a Business Owner Policy?
    • What Is Life Insurance for Business Owners?
    • What Is Disability Income Insurance for Business Owners?
    • What Is Term Life Insurance?
    • What Is Universal Life Insurance?
    • What Is Variable Life Insurance?
    • Am I Prepared for Long-Term Care Expenses?
    • What Are the Basic Types of Life Insurance?

  • Tax Planning

    • What Is the Capital Gain Tax?
    • What Is the Estate Tax?
    • What Is the Gift Tax?
    • How Much Money Can I Put Into My IRA or Employer-Sponsored Retirement Plan?
    • What Is a Required Minimum Distribution?
    • When Must Taxes Be Paid on IRA and Employer-Sponsored Retirement Funds?
    • How Can I Benefit from Tax-Advantaged Investments?

• Newsletters

  • June

    • HOT TOPIC: Pressure at the Pump: Will High Gas Prices Shake the U.S. Economy?
    • REITs Offer Income and Diversification
    • What Is Asset-Based LTCI?
    • What Can You Learn from Your Tax Return?
    • Variable Annuities: Strategies to Help Counter Retirement Risks
    • Goodbye Passwords, Hello Passkeys

  • May

    • HOT TOPIC: Trade Update: The Supreme Court Stepped In, but Many Tariffs Stand
    • Be Storm Smart: How to Prepare for Extreme Weather
    • The Evolution of Retirement Savings
    • Don’t Overlook the Value of Social Security Survivor Benefits
    • The Corporate World Is All-In on AI
    • Online Shopping in the Tariff Era

  • April

    • HOT TOPIC: The Iran War, the Economy, and Your Portfolio
    • Foreign Stocks Outperformed in 2025
    • Medicare or Medicaid?
    • New Auto Loan Interest Deduction Explained
    • Small Business: Coping with the End of De Minimis Imports
    • Is Your Dream Kitchen a Good Investment?

  • March

    • HOT TOPIC: What Does a Weaker U.S. Dollar Mean for Your Money?
    • No More Groundhog Day for Your Finances: Time for a Financial Wellness Checkup
    • Key Retirement and Tax Numbers for 2026
    • Wealthy Colleges Face Expanded Endowment Tax
    • A Roadmap for Your Family
    • Could an HSA Strengthen Your Retirement Strategy?

  • February

    • HOT TOPIC: Geopolitics and the U.S. Financial Markets
    • Keeping Cool in Volatile Markets
    • Q&A on RMDs
    • Don’t Take the Bait: Top Tax Scams in 2025
    • Retroactive Social Security Benefits: A Chance to Turn Back Time
    • Location, Location, Location: The Premium Parents Pay for Top Schools

  • January

    • HOT TOPIC: AI Expectations Underpin the Economic Outlook for 2026
    • Key Tax Law Changes to Higher Education Coming Soon
    • Strategies for Smarter Giving
    • Surprise! It’s Retirement Time
    • Tips to Help Preserve Your Inheritance
    • Cash Balance Plans Help Some Business Owners Supersize Retirement Savings

  • December

    • HOT TOPIC: The Shutdown is Over: What Now?
    • Balancing Life in the Sandwich Generation
    • Beneficiary Designations: Who Gets the Money?
    • Closed-End Funds May Offer Higher Income
    • Life Insurance for Two
    • Unpacking the Real Limitations on Unlimited PTO

  • November

    • HOT TOPIC: Will Tax Law Changes Impact Your Giving Strategy?
    • Are You Prepared for the High Cost of Dying?
    • What Happens to Your Time Horizon at Retirement?
    • Navigating Medicare Open Enrollment
    • Consider Roth for Tax-Free Income
    • Avoiding Probate with a TOD Deed and TOD Account

  • October

    • HOT TOPIC: The Fed Lowers Rates in an Economic Balancing Act
    • Life Insurance Might Help During Turbulent Economic Times
    • How Has SECURE 2.0 Affected 401(k) Plans?
    • Three Ways to Help Build Financial Resilience
    • Could Employee Ownership Be Part of Your Succession Plan?
    • Grocery Games: Strategies to Help Stretch Your Food Budget

  • September

    • HOT TOPIC: Mining Maelstrom: Why Rare Earths Are Making Headlines
    • Consider Munis for Tax-Free Income
    • Navigating Financial Conversations with Aging Parents
    • Voluntourism: A Vacation That Makes a Difference
    • Mega Backdoor Roth: A Tax-Friendly Retirement Strategy for Serious Savers
    • Why Renters Should Have Their Own Insurance

  • August

    • HOT TOPIC: What’s in the New Tax Legislation?
    • Have You Set a Retirement Savings Goal?
    • Buying a Condo? Focus on the Financials
    • Investing with Market Cap in Mind
    • How Savers and Spenders Can Meet in the Middle
    • Home Appliance Economics

  • July

    • HOT TOPIC: Buffett Takes a Bow: 7 Lessons from an Iconic Investor
    • Will You Pay a Medicare Surcharge?
    • Fine-Tuning with Sector Funds
    • Peer-to-Peer Payments Are Popular, but Be Careful
    • Individual Bonds vs. Bond Funds: What’s the Difference?
    • Important Tax Breaks for Pass-Through Businesses

• Videos

  • Should You Pay Off Debt or Save for Retirement?
  • Should You Sell When the Market Drops?
  • 3 Potential Benefits of Dollar-Cost Averaging
  • The Basics of Social Security Retirement Benefits
  • Financial Planning: Helping You See the Big Picture
  • Stocks and Stock Mutual Funds 101
  • Bonds and Bond Mutual Funds 101
  • The Pros and Cons of a Big Tax Refund
  • Do You Know Who Your Beneficiaries Are?

• Our Associates

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  • Cash Management

    • Cash Flow Analysis
    • Net Worth
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  • Estate Planning

    • Estate Taxes

  • Loans & Credit Cards

    • Loan Payoff
    • Home Affordability
    • Mortgage Refinancing
    • Mortgage Acceleration
    • Credit Card Debt
    • Lease Payment
    • Car Affordability

  • Retirement & Inflation

    • Cost of Retirement
    • Required Minimum Distributions
    • Impact of Inflation
    • Retirement Portfolio Lifespan

  • Risk Management

    • Life Insurance
    • Life Expectancy
    • Long-Term Care Self Insurance
    • LTCI Cost of Waiting
    • Disability Income Insurance

  • Saving & Investing

    • College Funding
    • Savings Goals
    • Savings Accumulation
    • Taxable Equivalent Yield

  • Taxes & IRAs

    • Federal Income Tax
    • Tax-Deferred Savings
    • IRA Eligibility
    • Roth IRA Conversion

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